Capabilities
Insurance reviews, claims advocacy, and risk management services.
Virtus helps you review your insurance program, address claims and workplace risks, compare contractual insurance requirements, and evaluate how you finance risk.
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Our expertise
Insurance advisory and support services.
Explore the work our specialists provide alongside your insurance coverage.
- Illustrative exampleVIRTUS / INSURANCE DILIGENCE
From findings
to next steps.FindingCoverage needs reviewActionConfirm policy termsPriorityBefore renewalInsurance Diligence
A structured review of your exposures, coverage, and claims, with findings and priorities in an Insurance Diligence Report.
Claims Advocacy
Guidance through the claim process, coverage review, and engagement with the carrier.
Risk Control
Practical steps to address exposures and reduce the likelihood and impact of losses.
- Illustrative exampleCONTRACT
Required
coveragePOLICYCurrent
termsIdentify differences. Clarify next steps.
Contract Review
Reviewing contractual insurance requirements against your coverage and identifying differences.
- Illustrative exampleCOMMERCIAL PORTFOLIO
One view of the program.
LocationPropertyClaimsOperations AReviewOperations BReviewOperations CReviewExposures · Coverage · Loss history
Risk Analytics
Turning policy, exposure, and claims information into useful comparisons and priorities.
- Illustrative exampleEVALUATE THE OPTIONS
How will you
finance the risk?Guaranteed costLarge deductibleSelf-insurance / captiveCost · Volatility · Retained risk
Alternative Risk Financing
Evaluating captives, self-insurance, and retained risk against cost, volatility, and business objectives.
The Virtus Arc
A clear plan. A team that follows through.
A clear path from the first conversation through each program year, with agreed priorities, defined responsibilities, and a team that follows through.
Client Development
Understand your business and explore how Virtus can help.
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The first conversations establish your priorities and help us understand where our expertise can make a difference.New Client Journey
Turn a closer look at your program into informed decisions.
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We review your risks and coverage, then present findings and recommendations in an Insurance Diligence Report.Client Onboarding
Meet your team. Agree on responsibilities and next steps.
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An organized transition turns diligence findings into onboarding priorities and an ongoing engagement plan.Client Stewardship
Keep your program aligned with the decisions ahead.
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A service schedule brings together agreed priorities, ongoing communication, reviews, and renewal preparation. The cycle continues each program year.
Coverage lines
Your program, line by line
Explore coverage for your people, property, operations, and professional responsibilities.
More from Virtus
Benefits, technology, and personal insurance.
Reviewing your program or addressing a specific concern?
Tell us whether you need a coverage review, claims support, risk control assistance, or help evaluating insurance requirements.
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