Start with the services you actually provide.
Professional liability, often called errors and omissions (E&O) insurance, addresses specified allegations involving professional services, subject to policy terms. We compare the policy's definition of professional services with your work, engagement letters, and evolving offerings to identify differences that need attention.
- Service businesses and consultants providing advice, analysis, or other professional services
- Technology and media firms delivering products, content, or services with professional liability exposures
- Contractors with professional services or design-build responsibilities
Understand the dates and reporting requirements.
Many professional liability policies are written on a claims-made basis, so when a claim is made and reported can matter alongside when the work occurred. We review retroactive dates, prior acts provisions, and reporting requirements, and explain extended reporting options where applicable. These details deserve attention when changing carriers, selling a business, or ending operations. An extended reporting period does not generally provide coverage for new work performed after the policy ends.
Connect coverage with client commitments.
Client agreements may specify professional liability limits or other insurance requirements. We compare those requirements with your policy and identify differences to discuss before you commit. Our insurance review supports your conversations with legal advisers about the agreement and your responsibilities.
Explore our contract review support →
Look beyond the stated limit.
We help you evaluate deductibles or retentions, exclusions, and how defense costs affect available protection. For technology and media businesses, we also consider how professional liability and cyber coverage fit together, including differences between the services insured under each policy.
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Support when a claim arises.
Our commercial claims team helps with reporting, coverage questions, and carrier coordination, with involvement tailored to the claim and the support needed. We help your team understand reporting requirements and address questions as the matter develops.
Explore our claims advocacy support →
