Capabilities

Review contract insurance requirements before signing.

Virtus compares contractual insurance requirements with your coverage, identifies differences, and helps you assess potential coverage changes before you commit.

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Illustrative insurance comparison Not a client review

CONTRACT REVIEW

Connect the requirement to the coverage.

Contract requirement
Additional insured status required.Identify the insurance obligation in the agreement.
Current coverage review
Endorsement wording needs confirmation.Compare the requirement with the policy terms.
Question to resolve
Does the endorsement provide the status required?Clarify with the carrier and discuss any differences before signing.

Example only. The review depends on the agreement and policy wording.

What we review

Review the requirements against your coverage

We compare contractual insurance requirements with your program and identify where further review or clarification is needed. Depending on the agreement, that can include:

  • Required coverage types and limits

  • Additional insured requirements

  • Waivers of subrogation

  • Primary and non-contributory requirements

  • Insurance notice and cancellation provisions

From comparison to next steps

Coverage differences, availability, and cost

We identify where your insurance aligns with the contract, where differences need attention, and what requires clarification with the carrier. We explain potential coverage changes and help assess availability and cost before you commit to additional insurance obligations.

Technology supports the review. Your team explains the findings.

AI-assisted tools help our team organize and compare contractual insurance requirements with policy information. Your Virtus team reviews the findings, addresses questions, and explains the implications for your program.

See how we use AI and technology

Working alongside your legal counsel

Our review focuses on insurance requirements and coverage; we work alongside your legal counsel, who advises on the agreement's legal terms. We help identify insurance questions for discussion with your counsel and the other party.

What we recommend

Address the differences while you have options

Involve us early so there is time to clarify requirements, explore coverage changes, or identify insurance provisions for discussion with the other party and your legal counsel.

Have a lease, customer agreement, or subcontract to review?

Our team can compare its insurance requirements with your policies and identify differences to discuss before signing.

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