Insurance for buildings, equipment, inventory, and income.

A current picture of what you need to protect.

At renewal, we compare your property schedules with the prior year to identify changes in locations, reported values, and operations. Your schedule of values records the locations and property values provided for insurance. We help identify missing or outdated information and values that warrant a closer look, so the information presented to insurers reflects your business more clearly.

See how we use AI and technology →

Plan for the interruption, as well as the damage.

A property loss can affect income and create expenses while your business recovers. We review financial information, operating dependencies, potential recovery periods, and extra expenses to help assess your business interruption needs. That work informs the limits and coverage terms we recommend, with the assumptions explained.

Coverage structured around your exposures.

We evaluate limits, deductibles, coverage terms, and carrier options in the context of your properties and operations. Catastrophe exposures and the amount of risk you can retain help shape the recommendation. Where appropriate, we consider shared or layered programs that combine capacity from multiple insurers, as well as options to reduce particular deductibles.

Coverage areas to consider.

The coverage your business needs depends on its assets, operations, and locations. We help you evaluate the relevant protections and explain applicable terms and limitations.

• Buildings, business personal property, equipment, and inventory
• Business interruption and extra expense
• Wind, flood, earthquake, wildfire, and other catastrophe exposures
• Equipment breakdown
• Cargo and stock throughput for goods in transit and storage