Claims Advocacy

Support with reporting, coverage questions, and claims.

Virtus helps you navigate the claim process, review coverage questions, and coordinate with the carrier from initial reporting through resolution.

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Illustrative claims workflow Support tailored to the claim

CLAIMS ADVOCACY

From reporting to the next decision.

  1. Report the claim

    Identify reporting requirements and organize the information needed.

  2. Review coverage questions

    Consider the circumstances alongside policy terms and the carrier’s position.

  3. Coordinate through resolution

    Follow up on requests, communicate with the carrier, and raise concerns.

  4. Learn from the loss

    Connect the experience with prevention and renewal planning.

Our involvement reflects the nature and complexity of each claim.

Your team behind the claim

Claims support across your commercial insurance program

Our claims team supports clients across all commercial coverage lines, with involvement tailored to the nature and complexity of each claim. As part of Virtus Risk Solutions, they work with your Virtus account team and risk control consultants to help you understand next steps, address coverage questions, and coordinate with the carrier as the claim progresses.

Your business

Working with you

Your Virtus team

Account team Claims advocacy

Risk control expertise as needed

Your carrier

Communication and coordination tailored to your claim.

How we help

Support where your claim needs it.

Our involvement reflects the nature and complexity of each claim.

Get the process moving

We help identify reporting requirements, organize relevant information, and explain the next steps and parties involved. Our team helps you understand what is needed to get the claim process underway.

Understand the coverage questions

We review the circumstances alongside policy terms, explain the carrier's position, and identify questions that deserve further review. When a coverage issue arises, we help you understand the issue and the information needed to address it.

Keep the claim moving

We help coordinate communication, follow up on outstanding requests, and raise concerns when progress or a coverage issue needs attention. Our involvement is tailored to the nature and complexity of the claim.

Learn from the loss

We connect claims information with risk control and renewal planning, so the experience informs decisions about prevention, coverage, and retained risk. Recurring issues can help identify priorities for your ongoing service plan.

Claim follow-up

Outstanding claim questions and actions

We identify information still needed and questions to resolve with the carrier. When a coverage position or claim decision warrants further review, we help evaluate the issue and coordinate the response.

Information needed

What documents or details would help the claim progress?

Questions still open

Which coverage questions or carrier requests need attention?

Next actions

What needs to happen next, and who needs to be involved?

Reviewing the claims support your business needs?

Talk with our team about reporting, coverage questions, and carrier coordination across your commercial insurance program.

Talk with our team