Bid bonds
Bid bonds for applicable project bidding requirements
Business Insurance
Contract and commercial bonding support.
Virtus helps you identify the bonds required for projects, contracts, and licenses, prepare submissions, and coordinate requests with the surety.
Discuss your bonding needsSURETY & BONDS
A clear path for your bond request.
Requirement
Bond form, obligation, and timing.
Submission
Business and financial information.
Surety review
Underwriting and capacity questions.
Issuance if approved
Coordinate the required bond.
Capacity and bond approval remain subject to the surety’s underwriting.
Contract & commercial bonds
Find the right bond for the requirement.
We handle contract and commercial bonds, helping you identify the bond required and coordinate the request with the surety. We review the requirements and timing with your team so you understand what is needed to move the process forward.
Performance & payment
Performance and payment bonds for contractual obligations
Subdivision & site improvement
Subdivision and site improvement bonds where required
License, permit & commercial
License, permit, and other commercial bonds based on your business needs
How we help
Prepare the request. Plan for what follows.
Prepare a clear submission.
We help organize the information the surety needs to evaluate your request. For contractors, that can include financial statements, current projects, work-in-progress schedules, and relevant experience. We work with your team and financial advisers to explain your business and address underwriting questions.
Plan for bonding capacity.
Upcoming projects and changes in your business can affect your bonding needs. We help you discuss capacity for individual projects and your overall bonded workload with the surety, understand its requirements, and identify information or business considerations that may need attention. Capacity and bond approval remain subject to the surety's underwriting.
Support the relationship throughout the year.
Our team manages ongoing surety communication, coordinates bond requests and applicable renewals, and helps present updates as your business changes. We work with your timetable and keep you informed about outstanding requirements and the status of your requests.
Understand the commitments involved.
Bond requirements and indemnity agreements deserve careful attention. We help you understand the surety process and identify questions about the commitments being requested, coordinating with your legal and financial advisers where appropriate. That gives your team a clearer basis for evaluating the obligations alongside the opportunity.
What we recommend
Bond requirements and submission priorities.
We explain the bonds to consider, the information needed for the submission, and the capacity questions to address with the surety.
Industry examples
Explore examples of how this coverage supports different industries. These links are not a complete list of the businesses we serve.
Related capabilities
Related coverage and services
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Contract Review →
Insurance requirements reviewed alongside your coverage to identify differences.
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Builder's Risk →
Project coverage aligned with construction values, timing, and responsibilities.
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General Liability →
Coverage for third-party bodily injury, property damage, and related liability exposures.
Bidding a project or facing a bond requirement?
Share the bond requirement and timing. We can help prepare the information the surety needs to evaluate your request.
Discuss your bonding needs →