Insights
Things worth knowing early.
Perspectives on insurance, employee benefits, and the decisions ahead, with practical guidance for your business and your people.
All insights
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How AI and Telematics Are Changing Auto Insurance Pricing How driving data and AI are influencing auto insurance pricing, with considerations for drivers, commercial fleets and data privacy. Read article → -
D&O Insurance Basics Every Startup Founder Should Know D&O insurance considerations for startup founders, including leadership liability, coverage structure, fundraising and common policy questions. Read article → -
The fine print that can limit your liability coverage Four areas to review when your operations, contracts, or business plans change. Read article → -
Lower workers’ compensation rates do not tell the whole story Payroll, claim costs, and changes in your workforce deserve attention even when the rate on your renewal falls. Read article → -
Virtus Names Matt Summers President Matt Summers joins Virtus as President, bringing experience in construction, surety, complex risk, and building specialized teams. Read announcement → -
Has your insurance kept pace with your wealth? A new home, a growing collection, or a business sale can change the insurance questions worth asking. Read article → -
Multifamily insurance: traditional premium vs. plus aggregate An illustrative comparison shows why multifamily owners should evaluate retained losses alongside premium when considering a plus aggregate structure. Read article → - Data center construction: does your insurance match the project? Specialized equipment, tight schedules, and commissioning requirements deserve attention before work begins. Read article →
- Understanding separate water damage deductibles A property policy may apply a different deductible to certain water losses. Read article →
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Why specialized hospitality insurance matters Hotels, resorts, and restaurants need an insurance review that accounts for the details of their operations, properties, and contracts. Read article → -
Insurance strategies for private equity: identifying risk gaps A useful review connects the policies in place with the business you are buying, operating, or planning to grow. Read article → -
Preparing your business for winter weather A practical plan for your property, people, and operations starts before the forecast turns. Read article → - Business income loss: is your hotel prepared to file a claim? Organized financial and operating records can help explain a loss when an insured event interrupts your hotel. Read article →
- A hotel development project. A construction exclusion hiding in the policy. An insurance review helped a hotel owner identify a gap between its construction operations and its liability coverage. Read case study →
- One portfolio strategy. Approximately 20% lower ancillary benefits costs. Virtus helped a private equity firm coordinate benefits across eight portfolio companies while preserving flexibility in medical plans. Read case study →
- Beyond the umbrella: updating coverage for retirement A request for a higher umbrella limit led to a broader review of a retired couple's home, auto, and valuables coverage. Read case study →
- Four roofing companies. One coordinated renewal. Virtus helped an ownership group consolidate a coverage line across four acquired businesses, bringing separate carriers and renewal schedules together. Read case study →
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