Owners, developers and contractors

Insurance and surety for owners, developers, and contractors.

Virtus reviews contract requirements, builders risk, bonding needs, and job-site exposures to help you arrange insurance and surety for your projects.

Construction

Insurance and surety support for your projects.

  • Builder’s Risk built around the project.

    We help owners, developers, and contractors evaluate Builder’s Risk coverage around the project’s scope, completed value, schedule, and contractual responsibilities. That includes reviewing property exposures during construction and considering soft costs and delay-related coverage where appropriate.

    Learn more about our Builder’s Risk capabilities

  • Contracts and insurance requirements

    We compare contractual insurance requirements with your program, including limits, additional insured provisions, and other required terms. We identify differences and help you understand the options before commitments are made.

  • Surety that supports your growth

    We help prepare for bonding needs in the context of your financial position, work in progress, and the opportunities ahead. We coordinate with your team and surety partners to support the projects you are pursuing.

  • Claims advocacy and job-site risk control

    We help address claims and identify recurring loss drivers, recommend practical steps, and communicate the work to insurers. We consider the potential implications for loss history, future insurance costs, and surety discussions.

Taking shape.

Know where the program needs to change before the project does.

  • Who is responsible for arranging Builder's Risk?
  • Do the insured values and coverage period reflect the project?
  • Where do contract requirements differ from existing coverage?
  • How do upcoming projects affect limits, retained risk, and bonding needs?
  • What should happen as the project moves toward completion and occupancy?

Planning a project or bidding new work?

Talk with our Construction team about contract requirements, builders risk, and bonding needs before work begins.

Talk with our Construction team →