Multifamily owners and operators
Insurance for multifamily properties and portfolios.
Virtus reviews property values, coverage, deductibles, and lender requirements for multifamily owners and operators. We help you compare insurance costs and retained risk across the portfolio.
Real Estate
Coverage reviews for your properties and portfolio.
-
Property values and portfolio changes
We review property schedules, additions, disposals, and changes in reported values to help keep the information behind your program current. We identify questions that need attention before renewal or a change in the portfolio.
-
Coverage structure and retained risk
We evaluate limits, deductibles, and coverage layers together, where applicable. We explain what each part contributes, how much risk ownership retains, and the tradeoffs behind the structure we recommend.
-
Acquisitions and lender requirements
We compare insurance requirements with proposed coverage and identify decisions needed before closing. We help your team understand the cost and coverage implications of bringing another property into the portfolio.
-
Claims advocacy and risk control
We help address property and liability claims and identify recurring issues across your properties. Those findings inform practical prevention steps and future coverage decisions as your operations evolve.
Additional market access
Additional options for your portfolio.
Our access to specialized managing general agents (MGAs) and reinsurance capacity gives multifamily owners additional property coverage options to consider. We evaluate those options alongside other available markets, considering your portfolio, underwriting criteria, coverage terms, and cost. We also review renters coverage options where relevant and recommend the approach that fits your needs.
Know what your portfolio needs from its insurance.
- Do reported values reflect the properties currently in the portfolio?
- How much risk is ownership retaining through deductibles and other terms?
- Where do coverage terms differ across properties or layers?
- What needs attention before an acquisition, renovation, or renewal?
- Which recurring losses should inform the risk control plan?
Related capabilities
Coverage and services for real estate
Acquiring a property or preparing for renewal?
Talk with our Real Estate team about property values, coverage terms, deductibles, and lender requirements across your portfolio.
Talk with our Real Estate team →