Private Client

Personal insurance for your home, belongings, and liability.

Virtus helps individuals and families review their personal insurance together, including homes, vehicles, valuable belongings, and liability coverage.

Talk with our Private Client team

The full picture

A coordinated view of your coverage

We review homes, vehicles, valuable belongings, watercraft, and personal liability together, with attention to how the policies work alongside one another. Understanding the full picture helps us identify questions and differences that deserve attention.

Explore your coverage
Sunlit living room with a limestone fireplace, framed artwork, and garden views

What we help protect

Coverage for your life and responsibilities

  • Homes and high-value residences
  • Personal automobiles
  • Personal excess liability
  • Jewelry, art, and collections
  • Watercraft
  • Personal aviation
  • Domestic staff employment practices

Coverage that reflects what you own

We review reported values, recent purchases, renovations, and changes in use, and identify where updated information or appraisals may be needed. The goal is to keep the insurance conversation aligned with what you own today.

Personal liability in context

Your household's activities and responsibilities help shape the discussion about liability coverage and limits. We consider those circumstances with you and explain the options and terms that deserve review.

Support as life changes

Purchasing another home, adding a driver, acquiring a collection, or making another meaningful change can affect your insurance needs. We help you revisit coverage as those decisions take shape.

What we recommend

Recommended coverage changes

We explain where current coverage fits, where changes warrant consideration, and the options available for your assets and household responsibilities.

Christina Kamberis

Christina Kamberis

Vice President, Private Client

Meet your Private Client leader

Personal attention. A clear point of contact.

Your Virtus team helps coordinate coverage questions, changes, and renewal decisions, with an understanding of your household and priorities. When a claim occurs, your Private Client service team helps coordinate with the carrier and keeps you informed about next steps.

Talk to Christina

Buying a home or making a household change?

Talk with our Private Client team about new purchases, renovations, drivers, or other changes that may affect your insurance.

Talk with our Private Client team